Frequently Asked Questions

We are a "Financial Department Store." Unlike other companies that only fix one piece of the puzzle, we integrate your credit, taxes, and income strategy to ensure they all work together for wealth building.

Not at all. While we love seeing clients in our offices, we serve thousands of clients worldwide through our secure virtual portal and video consultations.

Generally, you will need W-2s, 1099s, mortgage interest statements (1098), and records of business expenses. We provide a specific checklist tailored to your situation when you book.

Absolutely. We specialize in "catch-up" filings. We will help you gather the necessary transcripts from the IRS and file past-due returns to get you compliant.

If you ignore IRS notices, they can garnish your wages. The best way to stop this is to take action immediately with professional representation from our Enrolled Agents.

Yes, through an 'Offer in Compromise' (OIC). If you qualify, the IRS may agree to settle your tax debt for a lower amount. We can help determine your eligibility.

We start with a comprehensive audit of all three credit bureaus to identify errors. From there, we create a custom dispute strategy to challenge inaccurate items while teaching you how to build positive credit.

Most clients see initial results within 30-45 days (one billing cycle), but a complete restoration typically takes 4-6 months depending on the complexity of your report.

We challenge any item that is inaccurate, unverifiable, or obsolete. If these items are reporting incorrectly, they can be removed.

Sometimes a score may temporarily dip as old accounts are removed or updated. However, the long-term trend is upward as we rebuild your profile.

Yes. Our mentorship program is specifically designed to help entrepreneurs structure their businesses (LLC, EIN, etc.) to qualify for 6-7 figure funding without relying solely on personal credit.

Ideally, yes. While some business credit can be built without a personal guarantee, the fastest path to significant funding usually involves leveraging a strong personal credit profile (680+) as a guarantor.

It is a hybrid model. You get access to our comprehensive digital curriculum ("The Vault") for self-paced learning, PLUS weekly live coaching calls with Ashton Henry.